Along With You For The Voyage

Investing for the future can be one of life’s perilous journeys. Navigating the financial markets can be an expedition into uncertainty. But the right guide can help you to reach safe shores.

CONTACT US

We are required by law to act in the best interest of our clients under any circumstances. Investment advisers are held to a higher standard than their industry counterparts.

We uphold standards of fidelity and loyalty to our clients that go above and beyond our obligations as fiduciaries.

Independence allows us to avoid conflicts of interest & misaligned incentives: 

  • No affiliations means we are not compelled to push proprietary products
  • No exclusivity agreements means that we can recommend any suitable investment product without restrictions
  • No division of loyalty between clients and a financial institution principal
  • We don’t collect commissions on trades
  • Simple fee structure that promotes our clients’ best interests

We specialize in helping clients to build and manage investment portfolios that are designed to meet their financial needs while minimizing avoidable risk. We have developed a technical approach to portfolio management that's been tested and refined by more than eight years of use in the field.

Our Approach

CONSULTATION

  • We begin with a conversation to determine if we’ll be a good fit for each other
  • You help us to understand your goals and concerns - both qualitative and quantitative
  • We gather the essential information to uncover your investor profile 
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IMPLEMENTATION

  • We recommend an asset allocation strategy and create your investment plan
  • We build you a portfolio composed of individual securities rather than investment products
  • Our investment selection process is facilitated by our own research and analysis
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EVALUATION

  • Your investment portfolio is continuously monitored and periodically rebalanced
  • Your investment plan is re-evaluated periodically and revised when changes are necessary
  • We have designed our reporting process to be customizable to your preferences
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Services

Financial Planning

We invest the time to understand your financial goals and your expected income needs on a personal level. We undertake a comprehensive analysis of your assets, liabilities, income and expenses - both current and anticipated - and then develop an individualized plan of action. We work with you to implement your financial plan effectively so that you can extract the maximum benefit from it.

Investment Management

We advise you in determining the asset allocation that's best suited to your investment objectives and risk tolerance. We assist you in building a diversified investment portfolio designed to meet the requirements prescribed by your financial plan. We continuously monitor, evaluate and report to you on the performance of your investment account.

Tax Planning & Tax Return Preparation

We help you to identify and capture opportunities to reduce your overall income tax exposure.  Using a holistic approach, we assist you with structuring investment-related and noninvestment-related transactions to achieve greater tax efficiencies.  We also offer income tax return preparation and compliance services.